PROVIDENCE FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.providencecu.org for more information.
Sep, 30, 2025 — PROVIDENCE FEDERAL CREDIT UNION is a federal credit union headquartered in MILWAUKIE, OR with 2 branch locations and about $182.33 million in total assets. Opened 57 years ago in 1969, PROVIDENCE FEDERAL CREDIT UNION has about 16,169 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PROVIDENCE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6400 SE LAKE RD STE 125 MILWAUKIE, OR 97222-2243 |
| Phone: | (503) 215-6090 |
| Fax: | (503) 513-8770 |
| Website: | https://www.providencecu.org |
| Branches: | 2 branch locations |
| Members: | 16,169 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19522 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $182,332,492 |
| CEO/Manager: | Shirley Cate |
| Chairperson: | Mary Savage |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,164,895 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 52,104,277 |
| Unsecured Loans | 13,612,399 |
| Other Loans | 40,764,498 |
| TOTAL LOANS | 106,481,174 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -278,000 |
| Land And Building | 0 |
| Other Fixed Assets | 1,486,634 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,539,833 |
| All Other Assets | 0 |
| TOTAL ASSETS | 182,332,492 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 5,907,109 |
| Accounts Payable & Other Liabilities | 2,346,967 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 40,113,202 |
| Regular shares | 71,985,029 |
| All Other Shares & Deposits | 45,365,379 |
| TOTAL SHARES & DEPOSITS | 157,463,610 |
| TOTAL LIABILITIES | 165,717,686 |
| Regular Reserve | 0 |
| Other Reserves | -2,710,799 |
| Undivided Earnings | 19,325,605 |
| TOTAL EQUITY | 16,614,806 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 182,332,492 |
| INCOME & EXPENSE | |
| Loan Income | 3,187,418 |
| Investment Income | 402,435 |
| Other Income | 653,073 |
| Total Employee Compensation & Benefits | 1,962,501 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,727,608 |
| Non-operating Income & (Expense) | 9,950 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 323,736 |
| Cost of Funds | 154,902 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 170,458 |
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