Sep, 30, 2025 — MIDDLESEX-ESSEX POSTAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in NORTH READING, MA with 1 branch location and about $4.72 million in total assets. Opened 57 years ago in 1969, MIDDLESEX-ESSEX POSTAL EMPLOYEES FEDERAL CREDIT UNION has about 644 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MIDDLESEX-ESSEX POSTAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 76 Main St NORTH READING, MA 01889-7001 |
| Phone: | (978) 664-5938 |
| Fax: | (978) 664-0365 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 644 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19446 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Nov 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,724,913 |
| CEO/Manager: | Michele F Overton |
| Chairperson: | Donna Gill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 382,269 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 386,093 |
| Other Loans | 1,169,061 |
| TOTAL LOANS | 1,555,154 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,448 |
| Land And Building | 0 |
| Other Fixed Assets | 1,569 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 29,517 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,724,913 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,906 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,047,783 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 3,047,783 |
| TOTAL LIABILITIES | 3,051,689 |
| Regular Reserve | 0 |
| Other Reserves | 76,104 |
| Undivided Earnings | 1,597,120 |
| TOTAL EQUITY | 1,673,224 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,724,913 |
| INCOME & EXPENSE | |
| Loan Income | 88,567 |
| Investment Income | 92,459 |
| Other Income | 30 |
| Total Employee Compensation & Benefits | 84,917 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 32,009 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 2,236 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 62,371 |
| ↑ Back to Top | |