Sep, 30, 2025 — YORK EDUCATIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in YORK, PA with 4 branch locations and about $44.00 million in total assets. Opened 57 years ago in 1969, YORK EDUCATIONAL FEDERAL CREDIT UNION has about 3,738 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | YORK EDUCATIONAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1601 S Queen St YORK, PA 17403-4630 |
| Phone: | (717) 843-1153 |
| Fax: | (717) 845-5896 |
| Website: | https://www.yefcu.org |
| Branches: | 4 branch locations |
| Members: | 3,738 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19429 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $44,003,482 |
| CEO/Manager: | Pamala S Mohn |
| Chairperson: | Joan Hammond |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,678,196 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,761,305 |
| Unsecured Loans | 4,203,677 |
| Other Loans | 6,044,082 |
| TOTAL LOANS | 19,009,064 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -265,367 |
| Land And Building | 254,128 |
| Other Fixed Assets | 47,670 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 364,682 |
| All Other Assets | 0 |
| TOTAL ASSETS | 44,003,482 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,713 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 159,138 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,243,239 |
| Regular shares | 23,051,703 |
| All Other Shares & Deposits | 8,179,611 |
| TOTAL SHARES & DEPOSITS | 39,474,553 |
| TOTAL LIABILITIES | 39,641,404 |
| Regular Reserve | 0 |
| Other Reserves | -78,304 |
| Undivided Earnings | 4,440,382 |
| TOTAL EQUITY | 4,362,078 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 44,003,482 |
| INCOME & EXPENSE | |
| Loan Income | 929,379 |
| Investment Income | 243,608 |
| Other Income | 148,122 |
| Total Employee Compensation & Benefits | 520,513 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 476,204 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 88,553 |
| Cost of Funds | 152,559 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 328,400 |
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