Sep, 30, 2025 — MON VALLEY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ALLENPORT, PA with 1 branch location and about $187.06 million in total assets. Opened 89 years ago in 1937, MON VALLEY COMMUNITY FEDERAL CREDIT UNION has about 8,977 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MON VALLEY COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1932 Main Street ALLENPORT, PA 15412 |
| Phone: | (724) 326-5632 |
| Fax: | (724) 326-4112 |
| Website: | https://www.mvcfcu.com |
| Branches: | 1 branch locations |
| Members: | 8,977 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1911 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $187,057,882 |
| CEO/Manager: | James Pallini |
| Chairperson: | Robert Vitalbo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,749,026 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 39,580,367 |
| Unsecured Loans | 562,242 |
| Other Loans | 10,572,305 |
| TOTAL LOANS | 50,714,914 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -484,990 |
| Land And Building | 846,201 |
| Other Fixed Assets | 12,622 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,195,224 |
| All Other Assets | 0 |
| TOTAL ASSETS | 187,057,882 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,472,875 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,130,240 |
| Regular shares | 64,326,624 |
| All Other Shares & Deposits | 51,066,662 |
| TOTAL SHARES & DEPOSITS | 130,523,526 |
| TOTAL LIABILITIES | 131,996,401 |
| Regular Reserve | 0 |
| Other Reserves | -4,918,082 |
| Undivided Earnings | 59,979,563 |
| TOTAL EQUITY | 55,061,481 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 187,057,882 |
| INCOME & EXPENSE | |
| Loan Income | 1,901,590 |
| Investment Income | 4,080,870 |
| Other Income | 101,748 |
| Total Employee Compensation & Benefits | 863,513 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 594,609 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 23,736 |
| Cost of Funds | 1,031,768 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,697,325 |
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