Sep, 30, 2025 — SANTA BARBARA TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in SANTA BARBARA, CA with 3 branch locations and about $302.73 million in total assets. Opened 89 years ago in 1937, SANTA BARBARA TEACHERS FEDERAL CREDIT UNION has about 9,192 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SANTA BARBARA TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3970 La Colina Rd SANTA BARBARA, CA 93110-1563 |
| Phone: | (805) 682-2467 |
| Fax: | (805) 682-0203 |
| Website: | https://www.sbtfcu.org |
| Branches: | 3 branch locations |
| Members: | 9,192 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1909 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $302,726,327 |
| CEO/Manager: | Roy McLaughlin |
| Chairperson: | Peter T Rojas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 76,359,037 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 49,384,574 |
| Unsecured Loans | 2,292,278 |
| Other Loans | 8,045,364 |
| TOTAL LOANS | 59,722,216 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -137,538 |
| Land And Building | 0 |
| Other Fixed Assets | 89,795 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,324,357 |
| All Other Assets | 0 |
| TOTAL ASSETS | 302,726,327 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,606,755 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 34,313,449 |
| Regular shares | 217,797,254 |
| All Other Shares & Deposits | 9,428,043 |
| TOTAL SHARES & DEPOSITS | 261,538,746 |
| TOTAL LIABILITIES | 263,145,501 |
| Regular Reserve | 0 |
| Other Reserves | -921,916 |
| Undivided Earnings | 40,502,742 |
| TOTAL EQUITY | 39,580,826 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 302,726,327 |
| INCOME & EXPENSE | |
| Loan Income | 1,795,501 |
| Investment Income | 8,038,952 |
| Other Income | 42,429 |
| Total Employee Compensation & Benefits | 1,956,342 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,368,992 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,144 |
| Cost of Funds | 4,627,473 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,022,877 |
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