Sep, 30, 2025 — UNIVERSITY & COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in STILLWATER, OK with 2 branch locations and about $214.93 million in total assets. Opened 58 years ago in 1968, UNIVERSITY & COMMUNITY FEDERAL CREDIT UNION has about 12,905 members and employs 44 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNIVERSITY & COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 311 E McElroy Rd STILLWATER, OK 74075-3815 |
| Phone: | (405) 743-3328 |
| Fax: | (405) 743-3350 |
| Website: | https://www.okcommunitycu.com |
| Branches: | 2 branch locations |
| Members: | 12,905 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18965 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $214,933,305 |
| CEO/Manager: | Daniel B Thrasher |
| Chairperson: | Colby Cagle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,032,583 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 76,637,319 |
| Unsecured Loans | 1,032,315 |
| Other Loans | 92,519,306 |
| TOTAL LOANS | 170,188,940 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -565,305 |
| Land And Building | 9,051,424 |
| Other Fixed Assets | 1,085,013 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,681,200 |
| All Other Assets | 60,558 |
| TOTAL ASSETS | 214,933,305 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 13,000,000 |
| Accounts Payable & Other Liabilities | 1,848,563 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 39,113,349 |
| Regular shares | 62,138,587 |
| All Other Shares & Deposits | 74,255,239 |
| TOTAL SHARES & DEPOSITS | 175,507,175 |
| TOTAL LIABILITIES | 190,355,738 |
| Regular Reserve | 0 |
| Other Reserves | -586,686 |
| Undivided Earnings | 25,164,253 |
| TOTAL EQUITY | 24,577,567 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 214,933,305 |
| INCOME & EXPENSE | |
| Loan Income | 6,838,316 |
| Investment Income | 812,157 |
| Other Income | 633,180 |
| Total Employee Compensation & Benefits | 2,719,335 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,805,422 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 351,743 |
| Cost of Funds | 2,768,330 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,116,170 |
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