Sep, 30, 2025 — SYMPHONY FEDERAL CREDIT UNION is a federal credit union headquartered in BOSTON, MA with 1 branch location and about $2.03 million in total assets. Opened 58 years ago in 1968, SYMPHONY FEDERAL CREDIT UNION has about 219 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SYMPHONY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 Massachusetts Ave BOSTON, MA 02115 |
| Phone: | (857) 362-7328 |
| Fax: | (857) 362-7329 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 219 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18861 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,028,627 |
| CEO/Manager: | Christine Ross |
| Chairperson: | Ronan L Lefkowitz |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 174,653 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 437,825 |
| Unsecured Loans | 274,868 |
| Other Loans | 1,033,927 |
| TOTAL LOANS | 1,817,608 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,433 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 18,264 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,028,627 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 13,186 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 949 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 634,274 |
| All Other Shares & Deposits | 1,208,922 |
| TOTAL SHARES & DEPOSITS | 1,843,196 |
| TOTAL LIABILITIES | 1,857,331 |
| Regular Reserve | 0 |
| Other Reserves | 164,544 |
| Undivided Earnings | 6,752 |
| TOTAL EQUITY | 171,296 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,028,627 |
| INCOME & EXPENSE | |
| Loan Income | 72,338 |
| Investment Income | 12,650 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 26,231 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 29,864 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,350 |
| Cost of Funds | 28,736 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,545 |
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