Sep, 30, 2025 — GARLAND COUNTY EDUCATORS FEDERAL CREDIT UNION is a federal credit union headquartered in HOT SPRINGS, AR with 2 branch locations and about $5.43 million in total assets. Opened 58 years ago in 1968, GARLAND COUNTY EDUCATORS FEDERAL CREDIT UNION has about 730 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GARLAND COUNTY EDUCATORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 190 Aviation Plz Ste E HOT SPRINGS, AR 71913-5531 |
| Phone: | (501) 623-9230 |
| Fax: | (501) 318-2317 |
| Website: | https://www.gcefcuhotsprings.org |
| Branches: | 2 branch locations |
| Members: | 730 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18814 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,427,737 |
| CEO/Manager: | Johnny Anderson |
| Chairperson: | Steven Campbell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,296,683 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 368,038 |
| Other Loans | 2,887,401 |
| TOTAL LOANS | 3,255,439 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -50,580 |
| Land And Building | 0 |
| Other Fixed Assets | 2,211 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 42,069 |
| All Other Assets | 6,500 |
| TOTAL ASSETS | 5,427,737 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,557 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,665,782 |
| All Other Shares & Deposits | 1,814,247 |
| TOTAL SHARES & DEPOSITS | 4,480,028 |
| TOTAL LIABILITIES | 4,483,585 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 944,152 |
| TOTAL EQUITY | 944,152 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,427,737 |
| INCOME & EXPENSE | |
| Loan Income | 274,370 |
| Investment Income | 38,965 |
| Other Income | 11,689 |
| Total Employee Compensation & Benefits | 100,121 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 63,085 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 38,531 |
| Cost of Funds | 61,140 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 63,010 |
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