Sep, 30, 2025 — MAUI COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in WAILUKU, HI with 6 branch locations and about $473.80 million in total assets. Opened 89 years ago in 1937, MAUI COUNTY FEDERAL CREDIT UNION has about 21,024 members and employs 66 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MAUI COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 224 Kehalani Drive WAILUKU, HI 96793 |
| Phone: | (808) 244-7968 |
| Fax: | (808) 242-1690 |
| Website: | https://www.mauicountyfcu.org |
| Branches: | 6 branch locations |
| Members: | 21,024 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1866 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $473,797,171 |
| CEO/Manager: | Michele Kawahara |
| Chairperson: | Rhonda Loo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 52,042,997 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 167,547,701 |
| Unsecured Loans | 18,476,027 |
| Other Loans | 36,573,821 |
| TOTAL LOANS | 222,597,549 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,022,156 |
| Land And Building | 26,144,266 |
| Other Fixed Assets | 1,288,175 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,832,509 |
| All Other Assets | 0 |
| TOTAL ASSETS | 473,797,171 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,635,026 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 48,870,770 |
| Regular shares | 208,549,232 |
| All Other Shares & Deposits | 149,113,342 |
| TOTAL SHARES & DEPOSITS | 406,533,344 |
| TOTAL LIABILITIES | 409,168,370 |
| Regular Reserve | 0 |
| Other Reserves | -474,020 |
| Undivided Earnings | 65,102,821 |
| TOTAL EQUITY | 64,628,801 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 473,797,171 |
| INCOME & EXPENSE | |
| Loan Income | 8,990,236 |
| Investment Income | 4,531,342 |
| Other Income | 1,193,971 |
| Total Employee Compensation & Benefits | 3,866,243 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,688,307 |
| Non-operating Income & (Expense) | 335,602 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 540,781 |
| Cost of Funds | 4,564,090 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,641,342 |
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