Sep, 30, 2025 — AURORA FEDERAL CREDIT UNION is a federal credit union headquartered in AURORA, CO with 2 branch locations and about $134.29 million in total assets. Opened 58 years ago in 1968, AURORA FEDERAL CREDIT UNION has about 7,462 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AURORA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 610 S Abilene St AURORA, CO 80012 |
| Phone: | (303) 755-2572 |
| Fax: | (303) 755-9998 |
| Website: | https://www.auroracu.com |
| Branches: | 2 branch locations |
| Members: | 7,462 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18574 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $134,285,130 |
| CEO/Manager: | Charles C Watts |
| Chairperson: | Mark Stephenson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,912,126 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 44,255,288 |
| Unsecured Loans | 4,262,896 |
| Other Loans | 23,914,639 |
| TOTAL LOANS | 72,432,822 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,105,448 |
| Land And Building | 5,877,937 |
| Other Fixed Assets | 1,022,724 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 943,119 |
| All Other Assets | 0 |
| TOTAL ASSETS | 134,285,130 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 391,789 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,581,242 |
| Regular shares | 30,869,002 |
| All Other Shares & Deposits | 59,224,048 |
| TOTAL SHARES & DEPOSITS | 109,674,292 |
| TOTAL LIABILITIES | 110,090,379 |
| Regular Reserve | 0 |
| Other Reserves | -65,631 |
| Undivided Earnings | 24,260,382 |
| TOTAL EQUITY | 24,194,751 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 134,285,130 |
| INCOME & EXPENSE | |
| Loan Income | 3,665,589 |
| Investment Income | 1,844,566 |
| Other Income | 244,315 |
| Total Employee Compensation & Benefits | 1,447,539 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,148,119 |
| Non-operating Income & (Expense) | -49,995 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,330,051 |
| Cost of Funds | 1,374,620 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -151,390 |
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