FORT BAYARD FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://fortbayardfcu.org for more information.
Sep, 30, 2025 — FORT BAYARD FEDERAL CREDIT UNION is a federal credit union headquartered in SANTA CLARA, NM with 1 branch location and about $5.56 million in total assets. Opened 90 years ago in 1936, FORT BAYARD FEDERAL CREDIT UNION has about 1,040 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FORT BAYARD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 194 SANTA CLARA, NM 88026 |
| Phone: | (575) 534-8888 |
| Fax: | (575) 534-8882 |
| Website: | https://fortbayardfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,040 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1838 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,556,306 |
| CEO/Manager: | Yvonne Hernandez |
| Chairperson: | GENE HOOD |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,837,994 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 114,599 |
| Other Loans | 1,989,278 |
| TOTAL LOANS | 2,103,877 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -62,302 |
| Land And Building | 147,941 |
| Other Fixed Assets | 303,395 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,640 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,556,306 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,998 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 40,608 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 282,468 |
| Regular shares | 4,442,033 |
| All Other Shares & Deposits | 184,240 |
| TOTAL SHARES & DEPOSITS | 4,908,741 |
| TOTAL LIABILITIES | 4,952,347 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 603,959 |
| TOTAL EQUITY | 603,959 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,556,306 |
| INCOME & EXPENSE | |
| Loan Income | 114,097 |
| Investment Income | 4,168 |
| Other Income | 11,526 |
| Total Employee Compensation & Benefits | 126,562 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 90,854 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 8,962 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -96,587 |
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