Sep, 30, 2025 — HFS FEDERAL CREDIT UNION is a federal credit union headquartered in HILO, HI with 6 branch locations and about $1.03 billion in total assets. Opened 89 years ago in 1937, HFS FEDERAL CREDIT UNION has about 55,316 members and employs 126 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HFS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 632 KINOOLE ST HILO, HI 96720-3828 |
| Phone: | (808) 930-1400 |
| Fax: | (808) 935-2091 |
| Website: | https://www.hfsfcu.org |
| Branches: | 6 branch locations |
| Members: | 55,316 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1829 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,032,358,932 |
| CEO/Manager: | NATHAN N ABE |
| Chairperson: | GERALD TAKASE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 203,018,258 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 273,860,161 |
| Unsecured Loans | 94,379,644 |
| Other Loans | 89,195,896 |
| TOTAL LOANS | 457,435,701 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,490,396 |
| Land And Building | 29,435,293 |
| Other Fixed Assets | 3,593,709 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,479,848 |
| All Other Assets | 69,359 |
| TOTAL ASSETS | 1,032,358,932 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,729,131 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 142,789,240 |
| Regular shares | 319,761,337 |
| All Other Shares & Deposits | 465,475,798 |
| TOTAL SHARES & DEPOSITS | 928,026,375 |
| TOTAL LIABILITIES | 937,835,333 |
| Regular Reserve | 0 |
| Other Reserves | 93,175,599 |
| Undivided Earnings | 1,348,000 |
| TOTAL EQUITY | 94,523,599 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,032,358,932 |
| INCOME & EXPENSE | |
| Loan Income | 19,454,652 |
| Investment Income | 11,758,445 |
| Other Income | 2,609,838 |
| Total Employee Compensation & Benefits | 8,746,104 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,041,107 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 673,464 |
| Cost of Funds | 11,490,035 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,750,074 |
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