Sep, 30, 2025 — UNITED TELETECH FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in TINTON FALLS, NJ with 6 branch locations and about $336.45 million in total assets. Opened 59 years ago in 1967, UNITED TELETECH FINANCIAL FEDERAL CREDIT UNION has about 17,822 members and employs 65 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED TELETECH FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 205 Hance Ave TINTON FALLS, NJ 07724 |
| Phone: | (732) 530-8100 |
| Fax: | (732) 530-2027 |
| Website: | https://www.utfinancial.org |
| Branches: | 6 branch locations |
| Members: | 17,822 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18195 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $336,446,715 |
| CEO/Manager: | LEO R ARDINE |
| Chairperson: | MICHAEL HOU |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,584,365 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 176,344,827 |
| Unsecured Loans | 14,751,805 |
| Other Loans | 67,937,668 |
| TOTAL LOANS | 259,034,300 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,181,293 |
| Land And Building | 1,381,068 |
| Other Fixed Assets | 1,983,386 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,685,098 |
| All Other Assets | 766,261 |
| TOTAL ASSETS | 336,446,715 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 273,424 |
| Notes & Interest Payable | 25,500,000 |
| Accounts Payable & Other Liabilities | 1,858,720 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 83,993,435 |
| Regular shares | 83,055,176 |
| All Other Shares & Deposits | 118,906,405 |
| TOTAL SHARES & DEPOSITS | 285,955,016 |
| TOTAL LIABILITIES | 313,607,201 |
| Regular Reserve | 0 |
| Other Reserves | -4,817,211 |
| Undivided Earnings | 27,656,725 |
| TOTAL EQUITY | 22,839,514 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 336,446,715 |
| INCOME & EXPENSE | |
| Loan Income | 11,425,198 |
| Investment Income | 1,272,950 |
| Other Income | 1,343,249 |
| Total Employee Compensation & Benefits | 4,959,057 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,444,029 |
| Non-operating Income & (Expense) | -20,194 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 482,500 |
| Cost of Funds | 3,436,985 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 181,959 |
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