Sep, 30, 2025 — TRANSIT WORKERS FEDERAL CREDIT UNION is a federal credit union headquartered in PHILADELPHIA, PA with 1 branch location and about $15.12 million in total assets. Opened 59 years ago in 1967, TRANSIT WORKERS FEDERAL CREDIT UNION has about 3,256 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TRANSIT WORKERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 919 E Cayuga St PHILADELPHIA, PA 19124 |
| Phone: | (215) 743-2922 |
| Fax: | (215) 743-4574 |
| Website: | https://www.twfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,256 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17885 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,120,548 |
| CEO/Manager: | Kelly L Little |
| Chairperson: | Brenda Draper |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,670,038 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 3,203,518 |
| Other Loans | 3,070,785 |
| TOTAL LOANS | 6,274,303 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -306,508 |
| Land And Building | 46,323 |
| Other Fixed Assets | 8,189 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 139,547 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,120,548 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 17,048 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 930,439 |
| Regular shares | 12,046,762 |
| All Other Shares & Deposits | 459,917 |
| TOTAL SHARES & DEPOSITS | 13,437,117 |
| TOTAL LIABILITIES | 13,454,165 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,666,383 |
| TOTAL EQUITY | 1,666,383 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,120,548 |
| INCOME & EXPENSE | |
| Loan Income | 404,006 |
| Investment Income | 155,832 |
| Other Income | 167,222 |
| Total Employee Compensation & Benefits | 445,134 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 459,394 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 202,040 |
| Cost of Funds | 79,745 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -358,129 |
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