Dec, 31, 2023 — WAYNE COUNTY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in SMITHVILLE, OH with 2 branch locations and about $47.67 million in total assets. Opened 58 years ago in 1966, WAYNE COUNTY COMMUNITY FEDERAL CREDIT UNION has about 4,663 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | WAYNE COUNTY COMMUNITY FEDERAL CREDIT UNION |
---|---|
Address: (Main Office) | 311 Kaufman Drive SMITHVILLE, OH 44677 |
Phone: | (330) 669-2117 |
Fax: | (330) 669-9216 |
Website: | https://www.wccfcu.com |
Branches: | 2 branch locations |
Members: | 4,663 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 17449 |
---|---|
Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1966 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $47,671,154 |
CEO/Manager: | Timothy Csuti |
Chairperson: | Wilbert Moss |
ASSETS: | $ Amount |
---|---|
Cash & Equivalents | 3,315,956 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 4,335,006 |
Unsecured Loans | 1,510,344 |
Other Loans | 7,245,941 |
TOTAL LOANS | 13,091,290 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -123,364 |
Land And Building | 317,871 |
Other Fixed Assets | 27,922 |
NCUSIF Deposit | 447,880 |
All Other Assets | 0 |
TOTAL ASSETS | 47,671,154 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 50,758 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 263,717 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 7,178,810 |
Regular shares | 24,101,317 |
All Other Shares & Deposits | 10,975,321 |
TOTAL SHARES & DEPOSITS | 42,255,449 |
TOTAL LIABILITIES | 42,569,924 |
Regular Reserve | 0 |
Other Reserves | 885,211 |
Undivided Earnings | 4,216,019 |
TOTAL EQUITY | 5,101,230 |
TOTAL LIABILITIES, SHARES, & EQUITY | 47,671,154 |
INCOME & EXPENSE | |
Loan Income | 817,207 |
Investment Income | 642,196 |
Other Income | 354,039 |
Total Employee Compensation & Benefits | 694,163 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 748,038 |
Non-operating Income & (Expense) | 5,123 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,642 |
Cost of Funds | 193,960 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 218,922 |
↑ Back to Top |
» See also Statement of Financial Condition