Sep, 30, 2025 — HICKAM FEDERAL CREDIT UNION is a federal credit union headquartered in PEARL CITY, HI with 7 branch locations and about $688.67 million in total assets. Opened 90 years ago in 1936, HICKAM FEDERAL CREDIT UNION has about 45,910 members and employs 104 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HICKAM FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1260 Kuala St PEARL CITY, HI 96782-2888 |
| Phone: | (808) 423-1391 |
| Fax: | (808) 423-0268 |
| Website: | https://www.lokahifcu.com |
| Branches: | 7 branch locations |
| Members: | 45,910 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1733 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $688,672,996 |
| CEO/Manager: | Scott Kaulukukui |
| Chairperson: | CAROL EBIA |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,230,296 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 324,706,237 |
| Unsecured Loans | 36,328,697 |
| Other Loans | 33,145,647 |
| TOTAL LOANS | 394,180,581 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,227,169 |
| Land And Building | 25,771,784 |
| Other Fixed Assets | 2,964,402 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,583,013 |
| All Other Assets | 31,979 |
| TOTAL ASSETS | 688,672,996 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 45,000,000 |
| Accounts Payable & Other Liabilities | 8,338,918 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 82,358,557 |
| Regular shares | 222,844,576 |
| All Other Shares & Deposits | 291,796,628 |
| TOTAL SHARES & DEPOSITS | 596,999,762 |
| TOTAL LIABILITIES | 650,378,610 |
| Regular Reserve | 0 |
| Other Reserves | -26,904,608 |
| Undivided Earnings | 65,198,994 |
| TOTAL EQUITY | 38,294,386 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 688,672,996 |
| INCOME & EXPENSE | |
| Loan Income | 14,989,173 |
| Investment Income | 5,588,505 |
| Other Income | 800,415 |
| Total Employee Compensation & Benefits | 6,271,706 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,010,904 |
| Non-operating Income & (Expense) | -11,270 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,489,174 |
| Cost of Funds | 8,265,305 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,858,033 |
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