Sep, 30, 2025 — TRUGROCER FEDERAL CREDIT UNION is a federal credit union headquartered in MERIDIAN, ID with 7 branch locations and about $313.94 million in total assets. Opened 61 years ago in 1965, TRUGROCER FEDERAL CREDIT UNION has about 22,153 members and employs 74 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TRUGROCER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2471 S Titanium Pl MERIDIAN, ID 83642 |
| Phone: | (208) 395-5200 |
| Fax: | |
| Website: | https://www.trugrocer.com |
| Branches: | 7 branch locations |
| Members: | 22,153 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17127 |
|---|---|
| Membership Type: | Single common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1965 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $313,943,225 |
| CEO/Manager: | Javier Rosado |
| Chairperson: | Peggy Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 31,428,161 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 80,544,591 |
| Unsecured Loans | 17,102,860 |
| Other Loans | 55,373,467 |
| TOTAL LOANS | 153,020,918 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,411,618 |
| Land And Building | 13,604,204 |
| Other Fixed Assets | 1,282,950 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,451,986 |
| All Other Assets | 5,500 |
| TOTAL ASSETS | 313,943,225 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,301 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,223,926 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 46,803,918 |
| Regular shares | 81,863,702 |
| All Other Shares & Deposits | 131,782,407 |
| TOTAL SHARES & DEPOSITS | 260,450,027 |
| TOTAL LIABILITIES | 261,683,254 |
| Regular Reserve | 0 |
| Other Reserves | 1,705,539 |
| Undivided Earnings | 50,554,432 |
| TOTAL EQUITY | 52,259,971 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 313,943,225 |
| INCOME & EXPENSE | |
| Loan Income | 6,373,178 |
| Investment Income | 4,061,756 |
| Other Income | 340,297 |
| Total Employee Compensation & Benefits | 4,728,527 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,068,646 |
| Non-operating Income & (Expense) | 11,724 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 422,483 |
| Cost of Funds | 2,837,510 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -764,067 |
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