Sep, 30, 2025 — SARCO FEDERAL CREDIT UNION is a federal credit union headquartered in BETHLEHEM, PA with 1 branch location and about $8.70 million in total assets. Opened 90 years ago in 1936, SARCO FEDERAL CREDIT UNION has about 630 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SARCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1214 w broad st BETHLEHEM, PA 18018-4952 |
| Phone: | (610) 807-9922 |
| Fax: | (610) 807-9273 |
| Website: | https://www.sarcofcu.org |
| Branches: | 1 branch locations |
| Members: | 630 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1669 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,702,595 |
| CEO/Manager: | lisa i schmoyer |
| Chairperson: | thomas phillipppi |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 161,490 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,864,429 |
| Unsecured Loans | 18,360 |
| Other Loans | 1,957,948 |
| TOTAL LOANS | 5,840,738 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,197 |
| Land And Building | 8,629 |
| Other Fixed Assets | 4 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 65,224 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,702,595 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,968 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 316,530 |
| Regular shares | 3,988,832 |
| All Other Shares & Deposits | 2,237,153 |
| TOTAL SHARES & DEPOSITS | 6,542,515 |
| TOTAL LIABILITIES | 6,551,483 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,151,112 |
| TOTAL EQUITY | 2,151,112 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,702,595 |
| INCOME & EXPENSE | |
| Loan Income | 259,389 |
| Investment Income | 88,237 |
| Other Income | 4,365 |
| Total Employee Compensation & Benefits | 86,317 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 103,977 |
| Non-operating Income & (Expense) | 8,250 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 69,779 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 100,168 |
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