Sep, 30, 2025 — CLAIRTON WORKS FEDERAL CREDIT UNION is a federal credit union headquartered in CLAIRTON, PA with 2 branch locations and about $13.18 million in total assets. Opened 90 years ago in 1936, CLAIRTON WORKS FEDERAL CREDIT UNION has about 1,293 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CLAIRTON WORKS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 600 State St Unit 3 CLAIRTON, PA 15025 |
| Phone: | (412) 384-7088 |
| Fax: | (412) 384-7411 |
| Website: | https://www.clairtonworksfcu.com |
| Branches: | 2 branch locations |
| Members: | 1,293 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1646 |
|---|---|
| Membership Type: | Multiple common bond - Primarily machinery |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,177,291 |
| CEO/Manager: | Caroline T Spahr |
| Chairperson: | Steven McKnight |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,194,803 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 987,594 |
| Unsecured Loans | 953,659 |
| Other Loans | 2,687,306 |
| TOTAL LOANS | 4,628,559 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -53,917 |
| Land And Building | 0 |
| Other Fixed Assets | 19 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 103,327 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,177,291 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 397,393 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 597,152 |
| Regular shares | 8,649,750 |
| All Other Shares & Deposits | 1,836,991 |
| TOTAL SHARES & DEPOSITS | 11,083,895 |
| TOTAL LIABILITIES | 11,481,288 |
| Regular Reserve | 0 |
| Other Reserves | -61,917 |
| Undivided Earnings | 1,757,920 |
| TOTAL EQUITY | 1,696,003 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,177,291 |
| INCOME & EXPENSE | |
| Loan Income | 180,098 |
| Investment Income | 192,128 |
| Other Income | 2,547 |
| Total Employee Compensation & Benefits | 181,692 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 121,135 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 26,372 |
| Cost of Funds | 42,209 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 11,507 |
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