Sep, 30, 2025 — U S POSTAL SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in CLINTON, MD with 5 branch locations and about $280.90 million in total assets. Opened 92 years ago in 1934, U S POSTAL SERVICE FEDERAL CREDIT UNION has about 25,186 members and employs 53 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U S POSTAL SERVICE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7905 Malcolm Rd Ste 311 CLINTON, MD 20735-1730 |
| Phone: | (301) 856-5000 |
| Fax: | (301) 856-4061 |
| Website: | https://www.uspsfcu.org |
| Branches: | 5 branch locations |
| Members: | 25,186 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16402 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $280,898,157 |
| CEO/Manager: | Steven Cimino |
| Chairperson: | Michael M McCartney |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 55,597,627 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 99,890,973 |
| Unsecured Loans | 16,849,475 |
| Other Loans | 69,851,827 |
| TOTAL LOANS | 186,592,275 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,855,598 |
| Land And Building | 0 |
| Other Fixed Assets | 655,194 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,213,135 |
| All Other Assets | 0 |
| TOTAL ASSETS | 280,898,157 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 498,806 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,366,793 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 44,652,591 |
| Regular shares | 76,905,035 |
| All Other Shares & Deposits | 127,897,684 |
| TOTAL SHARES & DEPOSITS | 249,455,310 |
| TOTAL LIABILITIES | 251,328,806 |
| Regular Reserve | 0 |
| Other Reserves | 29,569,351 |
| Undivided Earnings | 0 |
| TOTAL EQUITY | 29,569,351 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 280,898,157 |
| INCOME & EXPENSE | |
| Loan Income | 7,091,165 |
| Investment Income | 2,182,160 |
| Other Income | 1,080,292 |
| Total Employee Compensation & Benefits | 3,864,880 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,135,006 |
| Non-operating Income & (Expense) | 30,540 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,027,385 |
| Cost of Funds | 2,656,377 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 423,177 |
| ↑ Back to Top | |