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National Credit Union Service Organization

MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION as of: June 30, 2023.
Charter Number: 1584

ASSETS$ Amount
CASH:  
 1. Cash on Hand 956,322
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 13,202,540
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 26,262,755
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 0
 10. Nonperpetual Capital Account 76,500
 11. Perpetual Contributed Capital 160,756
 12. All other investments in corporate credit unions 0
 13. All other investments 0
 14. TOTAL INVESTMENTS 0
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 149,659,979
 17. Less: Allowance for Loan & Lease Losses 864,083
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 32,113
 20. Land and Building 3,784,306
 21. Other Fixed Assets 421,640
 22. NCUA Share Insurance Capitalization Deposit 1,602,445
 23. Intangible Assets 0
 24. Other Assets 0
25. TOTAL ASSETS 218,530,853
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 0
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 0
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 989
 9. Accounts Payable and Other Liabilities 1,438,148
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 23,400,183
 12. Regular Shares 36,754,603
 13. Money Market Shares 45,123,163
 14. Share Certificates 63,819,542
 15. IRA/KEOGH Accounts 7,450,048
 16. All Other Shares 0
 17. TOTAL SHARES 176,547,539
 18. Nonmember Deposits 28,741,233
 19. TOTAL SHARES AND DEPOSITS 205,288,772
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 45,416,045
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 3,039,182
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 22,550,367
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 12,459
EQUITY:  
 33. Undivided Earnings 15,956,043
 34. Regular Reserves 0
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 1,748,496
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) -1,527,041
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities -4,374,554
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 218,530,853
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 4,359,047
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 628,969
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 4,988,016
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 1,021,187
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 3
 9. TOTAL INTEREST EXPENSE 1,021,190
 10. Provision for Loan & Lease Losses 222,738
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 0
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 687,460
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 2,000
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) -494
 21. TOTAL NON-INTEREST INCOME 1,190,359
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 1,831,083
 23. Travel and Conference Expense 60,449
 24. Office Occupancy Expense 257,745
 25. Office Operations Expense 721,326
 26. Educational and Promotional Expenses 223,400
 27. Loan Servicing Expense 255,191
 28. Professional and Outside Services 336,289
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 22,717
 31. Miscellaneous Operating Expenses 34,883
 32. TOTAL NON-INTEREST EXPENSE 3,743,083
33. NET INCOME (LOSS) 1,191,364
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans9.99881$742,118
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans7.501,041$7,505,813
 5. New Vehicle Loans3.99246$6,711,848
 6. Used Vehicle Loans3.991,193$18,903,908
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit7.50812$23,218,130
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property6.00335$42,810,890
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property611$820,152
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured6.56101$39,053,361
 13. Commercial Loans/Lines of Credit Not Real Estate Secured6.75128$9,893,759
 14. TOTAL LOANS & LEASES4,748$149,659,979
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date1,167$61,262,391
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff10$654,522
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0
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