Sep, 30, 2025 — MANCHESTER FEDERAL CREDIT UNION is a federal credit union headquartered in MANCHESTER, MA with 1 branch location and about $1.26 million in total assets. Opened 64 years ago in 1962, MANCHESTER FEDERAL CREDIT UNION has about 300 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MANCHESTER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10 Central St MANCHESTER, MA 01944-1308 |
| Phone: | (978) 526-7742 |
| Fax: | (978) 526-1616 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 300 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15296 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,261,054 |
| CEO/Manager: | Victoria Mason |
| Chairperson: |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 44,828 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 86,037 |
| Other Loans | 571,582 |
| TOTAL LOANS | 657,620 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,365 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 11,070 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,261,054 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 558 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 979,931 |
| All Other Shares & Deposits | 69,060 |
| TOTAL SHARES & DEPOSITS | 1,048,990 |
| TOTAL LIABILITIES | 1,049,548 |
| Regular Reserve | 0 |
| Other Reserves | 53,275 |
| Undivided Earnings | 158,231 |
| TOTAL EQUITY | 211,506 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,261,054 |
| INCOME & EXPENSE | |
| Loan Income | 26,279 |
| Investment Income | 18,907 |
| Other Income | 515 |
| Total Employee Compensation & Benefits | 29,260 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,168 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 779 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,494 |
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