Sep, 30, 2025 — REGIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in WINFIELD, IN with 4 branch locations and about $182.30 million in total assets. Opened 64 years ago in 1962, REGIONAL FEDERAL CREDIT UNION has about 25,840 members and employs 52 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | REGIONAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10909 Randolph St WINFIELD, IN 46307 |
| Phone: | (800) 762-7419 |
| Fax: | |
| Website: | https://www.regionalfcu.org |
| Branches: | 4 branch locations |
| Members: | 25,840 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15072 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Nov 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $182,304,182 |
| CEO/Manager: | Jill R Banning |
| Chairperson: | Josh Long |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,645,162 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 55,518,310 |
| Unsecured Loans | 13,826,135 |
| Other Loans | 58,058,720 |
| TOTAL LOANS | 127,438,459 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -822,394 |
| Land And Building | 7,172,372 |
| Other Fixed Assets | 344,125 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,551,961 |
| All Other Assets | 0 |
| TOTAL ASSETS | 182,304,182 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 390,217 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 26,326,569 |
| Regular shares | 41,417,934 |
| All Other Shares & Deposits | 92,445,891 |
| TOTAL SHARES & DEPOSITS | 160,190,394 |
| TOTAL LIABILITIES | 160,580,611 |
| Regular Reserve | 0 |
| Other Reserves | -2,042,172 |
| Undivided Earnings | 23,765,743 |
| TOTAL EQUITY | 21,723,571 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 182,304,182 |
| INCOME & EXPENSE | |
| Loan Income | 5,435,656 |
| Investment Income | 1,446,440 |
| Other Income | 1,018,888 |
| Total Employee Compensation & Benefits | 2,677,634 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,778,768 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 650,250 |
| Cost of Funds | 1,234,264 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 985,814 |
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