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COMMUNITY FIRST GUAM FEDERAL CREDIT UNION

Dec, 31, 2021 — COMMUNITY FIRST GUAM FEDERAL CREDIT UNION is a federal credit union headquartered in HAGATNA, GU with 4 branch locations and about $170.28 million in total assets. Opened 60 years ago in 1962, COMMUNITY FIRST GUAM FEDERAL CREDIT UNION has about 13,783 members and employs 89 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321480406
Name:COMMUNITY FIRST GUAM FEDERAL CREDIT UNION
Address:
(Main Office)
238 Archbishop Flores St Ste 102
HAGATNA, GU 96910-5210
Phone:(671) 472-8210
Fax:(671) 477-1135
Website:http://www.cfirstguam.com
Branches:4 branch locations
Members:13,783
Credit Union Type:Federal Credit Union
Charter Number:15051
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$170,277,672
CEO/Manager:Gerard A Cruz
Chairperson:Perry T Taitano

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 35,271,769
TOTAL INVESTMENTS 5,476,284
Loans Held for Sale 3,379,858
 
 Real Estate Loans 68,441,707
 Unsecured Loans 36,532,705
 Other Loans 7,827,577
 TOTAL LOANS 118,200,212
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -882,860
 Land And Building 5,338,196
 Other Fixed Assets 420,495
 NCUSIF Deposit 956,961
 All Other Assets 2,116,757
  TOTAL ASSETS 170,277,672
LIABILITIES & CAPITAL:  
 Dividends Payable 134,891
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 436,658
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 2,500,000
 Share Drafts 37,430,039
 Regular shares 67,109,831
 All Other Shares & Deposits 49,789,400
  TOTAL SHARES & DEPOSITS 154,329,270
  TOTAL LIABILITIES 157,400,819
 Regular Reserve 444,638
 Other Reserves -68,980
 Undivided Earnings 12,501,195
  TOTAL EQUITY 12,876,853
  TOTAL LIABILITIES, SHARES, & EQUITY 170,277,672
INCOME & EXPENSE  
 Loan Income 5,979,139
 Investment Income 100,080
 Other Income 2,580,039
 Total Employee Compensation & Benefits 4,213,000
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,836,401
 Non-operating Income & (Expense) 91,607
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 479,866
 Cost of Funds 920,003
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 636,548
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