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COMMUNITY FIRST GUAM FEDERAL CREDIT UNION

Dec, 31, 2020 — COMMUNITY FIRST GUAM FEDERAL CREDIT UNION is a federal credit union headquartered in Hagatna, GU with 4 branch locations and about $159.52 million in total assets. Opened 59 years ago in 1962, COMMUNITY FIRST GUAM FEDERAL CREDIT UNION has about 12,681 members and employs 71 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321480406
Name:COMMUNITY FIRST GUAM FEDERAL CREDIT UNION
Address:
(Main Office)
238 Archbishop Flores St Ste 102, H
Hagatna, GU 96910-5210
Phone:(671) 472-8210
Fax:(671) 477-1135
Website:http://www.cfirstguam.com
Branches:4 branch locations
Members:12,681
Credit Union Type:Federal Credit Union
Charter Number:15051
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$159,524,547
CEO/Manager:Gerard A Cruz
Chairperson:Perry T Taitano

Call Report

  • Commercial Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 32,082,916
TOTAL INVESTMENTS 6,671,784
Loans Held for Sale 1,934,952
 
 Real Estate Loans 69,992,306
 Unsecured Loans 29,506,011
 Other Loans 7,929,325
 TOTAL LOANS 112,614,328
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -593,595
 Land And Building 2,890,296
 Other Fixed Assets 404,196
 NCUSIF Deposit 785,458
 All Other Assets 2,734,212
  TOTAL ASSETS 159,524,547
LIABILITIES & CAPITAL:  
 Dividends Payable 285,553
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 463,695
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 2,500,000
 Share Drafts 29,592,731
 Regular shares 61,651,291
 All Other Shares & Deposits 52,720,433
  TOTAL SHARES & DEPOSITS 143,964,455
  TOTAL LIABILITIES 147,213,703
 Regular Reserve 444,638
 Other Reserves 1,560
 Undivided Earnings 11,864,646
  TOTAL EQUITY 12,310,844
  TOTAL LIABILITIES, SHARES, & EQUITY 159,524,547
INCOME & EXPENSE  
 Loan Income 6,122,227
 Investment Income 106,408
 Other Income 2,264,853
 Total Employee Compensation & Benefits 3,757,078
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,721,240
 Non-operating Income & (Expense) -19,350
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 264,948
 Cost of Funds 964,576
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 766,296
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