Jun, 30, 2024 — COMMUNITY FIRST GUAM FEDERAL CREDIT UNION is a federal credit union headquartered in HAGATNA, GU with 4 branch locations and about $185.85 million in total assets. Opened 63 years ago in 1962, COMMUNITY FIRST GUAM FEDERAL CREDIT UNION has about 14,333 members and employs 85 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | COMMUNITY FIRST GUAM FEDERAL CREDIT UNION |
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Address: (Main Office) | 238 Archbishop Flores St Ste 102 HAGATNA, GU 96910-5210 |
Phone: | (671) 472-8210 |
Fax: | (671) 477-1135 |
Website: | https://www.cfirstguam.com |
Branches: | 4 branch locations |
Members: | 14,333 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 15051 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1962 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $185,845,154 |
CEO/Manager: | Gerard A Cruz |
Chairperson: | Perry T Taitano |
ASSETS: | $ Amount |
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Cash & Equivalents | 29,565,532 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 384,750 |
Real Estate Loans | 82,615,751 |
Unsecured Loans | 43,011,310 |
Other Loans | 8,020,466 |
TOTAL LOANS | 138,847,683 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -996,491 |
Land And Building | 9,101,637 |
Other Fixed Assets | 498,972 |
NCUSIF Deposit | 1,031,596 |
All Other Assets | 0 |
TOTAL ASSETS | 185,845,154 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 108,710 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 476,819 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 12,500,000 |
Share Drafts | 43,024,742 |
Regular shares | 72,173,791 |
All Other Shares & Deposits | 44,728,518 |
TOTAL SHARES & DEPOSITS | 159,927,051 |
TOTAL LIABILITIES | 173,012,580 |
Regular Reserve | 0 |
Other Reserves | -218,542 |
Undivided Earnings | 13,051,116 |
TOTAL EQUITY | 12,832,574 |
TOTAL LIABILITIES, SHARES, & EQUITY | 185,845,154 |
INCOME & EXPENSE | |
Loan Income | 5,459,113 |
Investment Income | 227,848 |
Other Income | 1,054,549 |
Total Employee Compensation & Benefits | 3,141,751 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,132,547 |
Non-operating Income & (Expense) | -18,911 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 497,984 |
Cost of Funds | 587,250 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 549,921 |
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