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COMMUNITY FIRST GUAM FEDERAL CREDIT UNION

Jun, 30, 2024 — COMMUNITY FIRST GUAM FEDERAL CREDIT UNION is a federal credit union headquartered in HAGATNA, GU with 4 branch locations and about $185.85 million in total assets. Opened 63 years ago in 1962, COMMUNITY FIRST GUAM FEDERAL CREDIT UNION has about 14,333 members and employs 85 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321480406
Name:COMMUNITY FIRST GUAM FEDERAL CREDIT UNION
Address:
(Main Office)
238 Archbishop Flores St Ste 102
HAGATNA, GU 96910-5210
Phone:(671) 472-8210
Fax:(671) 477-1135
Website:https://www.cfirstguam.com
Branches:4 branch locations
Members:14,333
Credit Union Type:Federal Credit Union
Charter Number:15051
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$185,845,154
CEO/Manager:Gerard A Cruz
Chairperson:Perry T Taitano

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 29,565,532
TOTAL INVESTMENTS 0
Loans Held for Sale 384,750
 
 Real Estate Loans 82,615,751
 Unsecured Loans 43,011,310
 Other Loans 8,020,466
 TOTAL LOANS 138,847,683
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -996,491
 Land And Building 9,101,637
 Other Fixed Assets 498,972
 NCUSIF Deposit 1,031,596
 All Other Assets 0
  TOTAL ASSETS 185,845,154
LIABILITIES & CAPITAL:  
 Dividends Payable 108,710
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 476,819
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 12,500,000
 Share Drafts 43,024,742
 Regular shares 72,173,791
 All Other Shares & Deposits 44,728,518
  TOTAL SHARES & DEPOSITS 159,927,051
  TOTAL LIABILITIES 173,012,580
 Regular Reserve 0
 Other Reserves -218,542
 Undivided Earnings 13,051,116
  TOTAL EQUITY 12,832,574
  TOTAL LIABILITIES, SHARES, & EQUITY 185,845,154
INCOME & EXPENSE  
 Loan Income 5,459,113
 Investment Income 227,848
 Other Income 1,054,549
 Total Employee Compensation & Benefits 3,141,751
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,132,547
 Non-operating Income & (Expense) -18,911
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 497,984
 Cost of Funds 587,250
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 549,921
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