Sep, 30, 2025 — RAH FEDERAL CREDIT UNION is a federal credit union headquartered in RANDOLPH, MA with 1 branch location and about $22.97 million in total assets. Opened 64 years ago in 1962, RAH FEDERAL CREDIT UNION has about 1,867 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RAH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 45 DIAUTO DR RANDOLPH, MA 02368-4501 |
| Phone: | (781) 961-2417 |
| Fax: | (781) 986-6467 |
| Website: | https://www.rahfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,867 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14845 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,968,610 |
| CEO/Manager: | Donna Maguire |
| Chairperson: | Kenneth P Ouellette |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,721,734 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,245,945 |
| Unsecured Loans | 1,353,417 |
| Other Loans | 2,736,471 |
| TOTAL LOANS | 15,335,834 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -56,049 |
| Land And Building | 50,000 |
| Other Fixed Assets | 19,385 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 203,253 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,968,610 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 67,483 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,417,351 |
| Regular shares | 8,386,359 |
| All Other Shares & Deposits | 8,591,550 |
| TOTAL SHARES & DEPOSITS | 20,395,260 |
| TOTAL LIABILITIES | 20,462,743 |
| Regular Reserve | 0 |
| Other Reserves | 435,892 |
| Undivided Earnings | 2,069,975 |
| TOTAL EQUITY | 2,505,867 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,968,610 |
| INCOME & EXPENSE | |
| Loan Income | 607,332 |
| Investment Income | 202,813 |
| Other Income | 26,278 |
| Total Employee Compensation & Benefits | 270,122 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 239,009 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 17,500 |
| Cost of Funds | 208,071 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 116,796 |
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