Sep, 30, 2025 — NORTHWEST ADVENTIST FEDERAL CREDIT UNION is a federal credit union headquartered in PORTLAND, OR with 1 branch location and about $35.32 million in total assets. Opened 64 years ago in 1962, NORTHWEST ADVENTIST FEDERAL CREDIT UNION has about 3,189 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHWEST ADVENTIST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10333 SE Main St PORTLAND, OR 97216-2940 |
| Phone: | (503) 256-3712 |
| Fax: | (503) 256-1912 |
| Website: | https://www.mynwcu.com |
| Branches: | 1 branch locations |
| Members: | 3,189 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14786 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $35,317,143 |
| CEO/Manager: | Jesica L Ramos |
| Chairperson: | John Rogers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,829,869 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 14,874,732 |
| Unsecured Loans | 1,521,408 |
| Other Loans | 9,522,417 |
| TOTAL LOANS | 25,918,557 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -106,716 |
| Land And Building | 7,234 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 291,681 |
| All Other Assets | 0 |
| TOTAL ASSETS | 35,317,143 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 21,226 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 428,487 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,522,006 |
| Regular shares | 12,320,738 |
| All Other Shares & Deposits | 9,101,307 |
| TOTAL SHARES & DEPOSITS | 29,944,052 |
| TOTAL LIABILITIES | 30,393,765 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,923,378 |
| TOTAL EQUITY | 4,923,378 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 35,317,143 |
| INCOME & EXPENSE | |
| Loan Income | 1,030,891 |
| Investment Income | 323,921 |
| Other Income | 112,121 |
| Total Employee Compensation & Benefits | 369,236 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 503,901 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,000 |
| Cost of Funds | 206,576 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 370,183 |
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