Sep, 30, 2025 — TOPSIDE FEDERAL CREDIT UNION is a federal credit union headquartered in DAHLGREN, VA with 4 branch locations and about $481.87 million in total assets. Opened 65 years ago in 1961, TOPSIDE FEDERAL CREDIT UNION has about 41,958 members and employs 122 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOPSIDE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 17442 Dahlgren Rd DAHLGREN, VA 22448 |
| Phone: | (540) 663-2181 |
| Fax: | (540) 663-5674 |
| Website: | https://www.topsidefcu.org |
| Branches: | 4 branch locations |
| Members: | 41,958 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14754 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $481,865,786 |
| CEO/Manager: | Bruce A Six |
| Chairperson: | David A Martin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 65,475,264 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 195,556,603 |
| Unsecured Loans | 35,467,682 |
| Other Loans | 36,416,851 |
| TOTAL LOANS | 267,441,136 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,592,974 |
| Land And Building | 6,062,511 |
| Other Fixed Assets | 1,325,520 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,197,842 |
| All Other Assets | 0 |
| TOTAL ASSETS | 481,865,786 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 101,664 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,674,752 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 106,256,334 |
| Regular shares | 221,525,077 |
| All Other Shares & Deposits | 120,740,956 |
| TOTAL SHARES & DEPOSITS | 448,522,367 |
| TOTAL LIABILITIES | 451,298,783 |
| Regular Reserve | 0 |
| Other Reserves | -9,736,772 |
| Undivided Earnings | 40,303,775 |
| TOTAL EQUITY | 30,567,003 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 481,865,786 |
| INCOME & EXPENSE | |
| Loan Income | 12,257,237 |
| Investment Income | 3,702,759 |
| Other Income | 1,553,988 |
| Total Employee Compensation & Benefits | 7,459,421 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,602,746 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,462,058 |
| Cost of Funds | 2,958,976 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,128,976 |
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