Sep, 30, 2025 — VALLEY WIDE FEDERAL CREDIT UNION is a federal credit union headquartered in VERNAL, UT with 1 branch location and about $477,722 in total assets. Opened 65 years ago in 1961, VALLEY WIDE FEDERAL CREDIT UNION has about 152 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VALLEY WIDE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1330 E Highway 40 VERNAL, UT 84078 |
| Phone: | (435) 789-6918 |
| Fax: | (435) 789-5596 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 152 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14657 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $477,722 |
| CEO/Manager: | Monica Marchant |
| Chairperson: | Brant Edrington |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 303,114 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 3,091 |
| Other Loans | 168,971 |
| TOTAL LOANS | 172,062 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,640 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,424 |
| All Other Assets | 0 |
| TOTAL ASSETS | 477,722 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,897 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 340,207 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 340,207 |
| TOTAL LIABILITIES | 343,104 |
| Regular Reserve | 0 |
| Other Reserves | 18,864 |
| Undivided Earnings | 115,754 |
| TOTAL EQUITY | 134,618 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 477,722 |
| INCOME & EXPENSE | |
| Loan Income | 9,788 |
| Investment Income | 7,192 |
| Other Income | 1,065 |
| Total Employee Compensation & Benefits | 8,739 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,691 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 774 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,879 |
| ↑ Back to Top | |