Sep, 30, 2025 — MORNING STAR FEDERAL CREDIT UNION is a federal credit union headquartered in TULSA, OK with 3 branch locations and about $1.01 million in total assets. Opened 65 years ago in 1961, MORNING STAR FEDERAL CREDIT UNION has about 403 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MORNING STAR FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1014 E Pine St TULSA, OK 74106-4957 |
| Phone: | (918) 582-9422 |
| Fax: | (918) 582-7095 |
| Website: | n/a |
| Branches: | 3 branch locations |
| Members: | 403 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14610 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,006,163 |
| CEO/Manager: | Sandra Ferguson |
| Chairperson: | Carl Bracy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 270,158 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 5,430 |
| Other Loans | 496,919 |
| TOTAL LOANS | 502,349 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,713 |
| Land And Building | 2,590 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,165 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,006,163 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 916,753 |
| All Other Shares & Deposits | 17,451 |
| TOTAL SHARES & DEPOSITS | 934,204 |
| TOTAL LIABILITIES | 934,204 |
| Regular Reserve | 0 |
| Other Reserves | 44,767 |
| Undivided Earnings | 27,192 |
| TOTAL EQUITY | 71,959 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,006,163 |
| INCOME & EXPENSE | |
| Loan Income | 28,489 |
| Investment Income | 12,457 |
| Other Income | 642 |
| Total Employee Compensation & Benefits | 8,325 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,242 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 18,650 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,371 |
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