Sep, 30, 2025 — FINANS FEDERAL CREDIT UNION is a federal credit union headquartered in HAMMOND, IN with 1 branch location and about $9.09 million in total assets. Opened 90 years ago in 1936, FINANS FEDERAL CREDIT UNION has about 1,304 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FINANS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7017 Kennedy Ave HAMMOND, IN 46323 |
| Phone: | (219) 844-3125 |
| Fax: | (219) 844-2540 |
| Website: | https://www.finansfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,304 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1457 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $9,092,733 |
| CEO/Manager: | Aileen Irizarry |
| Chairperson: | James Wilson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 817,747 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 405,324 |
| Unsecured Loans | 287,780 |
| Other Loans | 1,789,044 |
| TOTAL LOANS | 2,566,341 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,384 |
| Land And Building | 77,676 |
| Other Fixed Assets | 3,077 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 76,877 |
| All Other Assets | 0 |
| TOTAL ASSETS | 9,092,733 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,279 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 29,862 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,020,871 |
| Regular shares | 5,552,139 |
| All Other Shares & Deposits | 1,457,199 |
| TOTAL SHARES & DEPOSITS | 8,030,209 |
| TOTAL LIABILITIES | 8,062,350 |
| Regular Reserve | 0 |
| Other Reserves | 622,064 |
| Undivided Earnings | 408,319 |
| TOTAL EQUITY | 1,030,383 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,092,733 |
| INCOME & EXPENSE | |
| Loan Income | 131,417 |
| Investment Income | 157,413 |
| Other Income | 68,671 |
| Total Employee Compensation & Benefits | 137,566 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 187,408 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,410 |
| Cost of Funds | 9,889 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 23,439 |
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