Sep, 30, 2025 — EVANSVILLE FEDERAL CREDIT UNION is a federal credit union headquartered in EVANSVILLE, IN with 3 branch locations and about $88.02 million in total assets. Opened 65 years ago in 1961, EVANSVILLE FEDERAL CREDIT UNION has about 5,897 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EVANSVILLE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6209 Vogel Rd EVANSVILLE, IN 47715 |
| Phone: | (812) 424-2621 |
| Fax: | (812) 424-2639 |
| Website: | https://www.evansvillefcu.org |
| Branches: | 3 branch locations |
| Members: | 5,897 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14562 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $88,020,835 |
| CEO/Manager: | Jim L Phelps |
| Chairperson: | Rosemary Harmon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,123,514 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 120,000 |
| Real Estate Loans | 30,761,209 |
| Unsecured Loans | 3,299,803 |
| Other Loans | 12,605,905 |
| TOTAL LOANS | 47,073,440 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -323,918 |
| Land And Building | 1,265,071 |
| Other Fixed Assets | 210,838 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 696,174 |
| All Other Assets | 0 |
| TOTAL ASSETS | 88,020,835 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 313,503 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,937,730 |
| Regular shares | 28,958,859 |
| All Other Shares & Deposits | 26,312,411 |
| TOTAL SHARES & DEPOSITS | 75,209,000 |
| TOTAL LIABILITIES | 75,522,505 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,498,330 |
| TOTAL EQUITY | 12,498,330 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 88,020,835 |
| INCOME & EXPENSE | |
| Loan Income | 2,065,951 |
| Investment Income | 1,037,951 |
| Other Income | 249,170 |
| Total Employee Compensation & Benefits | 1,138,791 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,592,238 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -36,527 |
| Cost of Funds | 524,159 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 733,881 |
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