Sep, 30, 2025 — UNION COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ELIZABETH, NJ with 0 branch location and about $6.95 million in total assets. Opened 65 years ago in 1961, UNION COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 1,027 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNION COUNTY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10 Elizabethtown Plz Fl 3 ELIZABETH, NJ 07202-3451 |
| Phone: | (908) 527-4014 |
| Fax: | (908) 558-2373 |
| Website: | https://www.unioncountycreditunion.c |
| Branches: | 0 branch locations |
| Members: | 1,027 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14329 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,950,683 |
| CEO/Manager: | Jerry Rajsz |
| Chairperson: | Lisa Bonanno |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,613,035 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 195,503 |
| Unsecured Loans | 1,070,307 |
| Other Loans | 520,932 |
| TOTAL LOANS | 1,786,742 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -116,127 |
| Land And Building | 0 |
| Other Fixed Assets | 1,272 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 54,246 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,950,683 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 243 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 61,240 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,365,838 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 5,365,838 |
| TOTAL LIABILITIES | 5,427,321 |
| Regular Reserve | 0 |
| Other Reserves | 195,009 |
| Undivided Earnings | 1,328,353 |
| TOTAL EQUITY | 1,523,362 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,950,683 |
| INCOME & EXPENSE | |
| Loan Income | 136,878 |
| Investment Income | 142,844 |
| Other Income | 6,776 |
| Total Employee Compensation & Benefits | 59,414 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 168,921 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,000 |
| Cost of Funds | 714 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 51,275 |
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