Sep, 30, 2025 — STARK FEDERAL CREDIT UNION is a federal credit union headquartered in CANTON, OH with 3 branch locations and about $206.97 million in total assets. Opened 65 years ago in 1961, STARK FEDERAL CREDIT UNION has about 16,396 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STARK FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4100 dressler rd nw CANTON, OH 44718 |
| Phone: | (330) 493-8325 |
| Fax: | (330) 493-8328 |
| Website: | https://www.starkcu.org |
| Branches: | 3 branch locations |
| Members: | 16,396 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14120 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $206,969,112 |
| CEO/Manager: | Nino J Gemma |
| Chairperson: | Gary Tennefoss |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 20,340,857 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 36,686,325 |
| Unsecured Loans | 8,351,036 |
| Other Loans | 75,223,843 |
| TOTAL LOANS | 120,641,454 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,564,913 |
| Land And Building | 3,966,877 |
| Other Fixed Assets | 411,153 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,756,747 |
| All Other Assets | 0 |
| TOTAL ASSETS | 206,969,112 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,601 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 296,386 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 28,295,009 |
| Regular shares | 88,673,118 |
| All Other Shares & Deposits | 62,899,931 |
| TOTAL SHARES & DEPOSITS | 179,868,058 |
| TOTAL LIABILITIES | 180,171,045 |
| Regular Reserve | 0 |
| Other Reserves | 12,553 |
| Undivided Earnings | 26,785,514 |
| TOTAL EQUITY | 26,798,067 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 206,969,112 |
| INCOME & EXPENSE | |
| Loan Income | 5,331,958 |
| Investment Income | 2,376,936 |
| Other Income | 928,642 |
| Total Employee Compensation & Benefits | 1,957,107 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,116,654 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 580,953 |
| Cost of Funds | 2,204,362 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,194,891 |
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