Sep, 30, 2025 — SM FEDERAL CREDIT UNION (SMFCU) is a federal credit union headquartered in MISSION, KS with 2 branch locations and about $77.69 million in total assets. Opened 66 years ago in 1960, SM FEDERAL CREDIT UNION (SMFCU) has about 2,383 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SM FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6029 BROADMOOR St MISSION, KS 66202-9995 |
| Phone: | (913) 831-4555 |
| Fax: | (913) 831-0495 |
| Website: | https://www.smfederal.org |
| Branches: | 2 branch locations |
| Members: | 2,383 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13941 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $77,688,618 |
| CEO/Manager: | LISA M WALL |
| Chairperson: | Jerry Fennesy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,708,530 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 41,096,732 |
| Unsecured Loans | 87,059 |
| Other Loans | 4,190,181 |
| TOTAL LOANS | 45,373,972 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -89,191 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 623,895 |
| All Other Assets | 0 |
| TOTAL ASSETS | 77,688,618 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 169,841 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 442,229 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 113,617 |
| Regular shares | 24,160,674 |
| All Other Shares & Deposits | 37,774,432 |
| TOTAL SHARES & DEPOSITS | 62,048,723 |
| TOTAL LIABILITIES | 62,660,793 |
| Regular Reserve | 0 |
| Other Reserves | 1,433,824 |
| Undivided Earnings | 13,594,001 |
| TOTAL EQUITY | 15,027,825 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 77,688,618 |
| INCOME & EXPENSE | |
| Loan Income | 1,339,730 |
| Investment Income | 936,114 |
| Other Income | 10,346 |
| Total Employee Compensation & Benefits | 260,221 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 198,879 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 649 |
| Cost of Funds | 1,258,207 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 568,234 |
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