Sep, 30, 2025 — U S #1364 FEDERAL CREDIT UNION is a federal credit union headquartered in MERRILLVILLE, IN with 4 branch locations and about $210.24 million in total assets. Opened 90 years ago in 1936, U S #1364 FEDERAL CREDIT UNION has about 12,991 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U S #1364 FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 8400 BROADWAY MERRILLVILLE, IN 46410 |
| Phone: | (219) 769-1700 |
| Fax: | (219) 769-0743 |
| Website: | https://www.usfederalcu.org |
| Branches: | 4 branch locations |
| Members: | 12,991 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1364 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $210,244,387 |
| CEO/Manager: | NICOLE M SMITH |
| Chairperson: | ROBERT SARICH |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 20,669,521 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 52,530,771 |
| Unsecured Loans | 1,257,433 |
| Other Loans | 36,771,520 |
| TOTAL LOANS | 90,559,725 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -560,652 |
| Land And Building | 866,295 |
| Other Fixed Assets | 338,096 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,767,458 |
| All Other Assets | 0 |
| TOTAL ASSETS | 210,244,387 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 549,129 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 22,679,619 |
| Regular shares | 63,663,051 |
| All Other Shares & Deposits | 95,750,280 |
| TOTAL SHARES & DEPOSITS | 182,092,951 |
| TOTAL LIABILITIES | 182,647,433 |
| Regular Reserve | 0 |
| Other Reserves | -663,107 |
| Undivided Earnings | 28,260,061 |
| TOTAL EQUITY | 27,596,954 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 210,244,387 |
| INCOME & EXPENSE | |
| Loan Income | 3,669,080 |
| Investment Income | 3,356,368 |
| Other Income | 1,226,414 |
| Total Employee Compensation & Benefits | 2,140,725 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,859,658 |
| Non-operating Income & (Expense) | 278,845 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 121,189 |
| Cost of Funds | 2,655,818 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,867,696 |
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