WESTERN REGION FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.westernregionfcu.com for more information.
Sep, 30, 2025 — WESTERN REGION FEDERAL CREDIT UNION is a federal credit union headquartered in CLEVELAND, OH with 2 branch locations and about $15.59 million in total assets. Opened 66 years ago in 1960, WESTERN REGION FEDERAL CREDIT UNION has about 1,916 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTERN REGION FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 18101 LORAIN AVE CLEVELAND, OH 44111 |
| Phone: | (216) 476-7072 |
| Fax: | (216) 476-2954 |
| Website: | https://www.westernregionfcu.com |
| Branches: | 2 branch locations |
| Members: | 1,916 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13615 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,587,008 |
| CEO/Manager: | John Shirilla |
| Chairperson: | Nancy Paxton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 598,023 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,263,812 |
| Other Loans | 2,330,536 |
| TOTAL LOANS | 3,594,348 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -61,517 |
| Land And Building | 0 |
| Other Fixed Assets | 139,558 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 141,419 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,587,008 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 750,000 |
| Accounts Payable & Other Liabilities | 103,858 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,116,898 |
| Regular shares | 9,170,175 |
| All Other Shares & Deposits | 1,598,960 |
| TOTAL SHARES & DEPOSITS | 12,886,033 |
| TOTAL LIABILITIES | 13,739,891 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,847,117 |
| TOTAL EQUITY | 1,847,117 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,587,008 |
| INCOME & EXPENSE | |
| Loan Income | 203,045 |
| Investment Income | 76,445 |
| Other Income | 59,312 |
| Total Employee Compensation & Benefits | 170,073 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 330,641 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,737 |
| Cost of Funds | 18,399 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -135,875 |
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