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SPIRIT OF ALASKA FEDERAL CREDIT UNION

Dec, 31, 2020 — SPIRIT OF ALASKA FEDERAL CREDIT UNION is a federal credit union headquartered in Fairbanks, AK with 3 branch locations and about $184.81 million in total assets. Opened 61 years ago in 1960, SPIRIT OF ALASKA FEDERAL CREDIT UNION has about 9,151 members and employs 49 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 325272212
Name:SPIRIT OF ALASKA FEDERAL CREDIT UNION
Address:
(Main Office)
1417 Gillam Way
Fairbanks, AK 99701
Phone:(907) 459-5900
Fax:
Website:http://www.spiritofak.com
Branches:3 branch locations
Members:9,151
Credit Union Type:Federal Credit Union
Charter Number:13583
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1960
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$184,806,387
CEO/Manager:Anthony L Rizk
Chairperson:Charlie Sparks

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Health Savings Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 25,809,232
TOTAL INVESTMENTS 45,917,585
Loans Held for Sale 566,949
 
 Real Estate Loans 48,472,107
 Unsecured Loans 2,599,370
 Other Loans 48,089,379
 TOTAL LOANS 99,160,856
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -497,759
 Land And Building 6,709,537
 Other Fixed Assets 326,285
 NCUSIF Deposit 1,456,564
 All Other Assets 5,357,138
  TOTAL ASSETS 184,806,387
LIABILITIES & CAPITAL:  
 Dividends Payable 10,486
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,349,830
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 52,136,685
 Regular shares 66,362,188
 All Other Shares & Deposits 43,613,561
  TOTAL SHARES & DEPOSITS 162,112,434
  TOTAL LIABILITIES 163,472,750
 Regular Reserve 1,538,343
 Other Reserves 45,493
 Undivided Earnings 19,749,801
  TOTAL EQUITY 21,333,637
  TOTAL LIABILITIES, SHARES, & EQUITY 184,806,387
INCOME & EXPENSE  
 Loan Income 5,834,333
 Investment Income 602,139
 Other Income 1,916,794
 Total Employee Compensation & Benefits 3,748,387
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,412,776
 Non-operating Income & (Expense) -163,902
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 280,000
 Cost of Funds 531,288
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,216,913
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