Sep, 30, 2025 — EMPIRT 207 FEDERAL CREDIT UNION is a federal credit union headquartered in NEW YORK, NY with 1 branch location and about $3.67 million in total assets. Opened 90 years ago in 1936, EMPIRT 207 FEDERAL CREDIT UNION has about 796 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EMPIRT 207 FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3961 10th Ave NEW YORK, NY 10034 |
| Phone: | (212) 942-5750 |
| Fax: | (212) 569-8448 |
| Website: | https://www.amimembernet.com/efcu/l |
| Branches: | 1 branch locations |
| Members: | 796 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1343 |
|---|---|
| Membership Type: | Service - Transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,667,691 |
| CEO/Manager: | ALFREDO J POLANCO |
| Chairperson: | Kevin Ramcharran |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 194,578 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,981,965 |
| Other Loans | 22,362 |
| TOTAL LOANS | 2,004,327 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -50,080 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 24,421 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,667,691 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 33,790 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,578,134 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 2,578,134 |
| TOTAL LIABILITIES | 2,611,924 |
| Regular Reserve | 0 |
| Other Reserves | 162,674 |
| Undivided Earnings | 893,093 |
| TOTAL EQUITY | 1,055,767 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,667,691 |
| INCOME & EXPENSE | |
| Loan Income | 130,630 |
| Investment Income | 32,349 |
| Other Income | 29,242 |
| Total Employee Compensation & Benefits | 113,670 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 43,547 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 24,800 |
| Cost of Funds | 3,728 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,476 |
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