Sep, 30, 2025 — SCHOOL DISTRICT 3 FEDERAL CREDIT UNION is a federal credit union headquartered in COLORADO SPRINGS, CO with 1 branch location and about $35.62 million in total assets. Opened 67 years ago in 1959, SCHOOL DISTRICT 3 FEDERAL CREDIT UNION has about 1,625 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SCHOOL DISTRICT 3 FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1180 Crawford Ave COLORADO SPRINGS, CO 80911 |
| Phone: | (719) 392-8439 |
| Fax: | (719) 392-2367 |
| Website: | https://www.sd3fcu.org |
| Branches: | 1 branch locations |
| Members: | 1,625 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13300 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $35,618,390 |
| CEO/Manager: | Denise L Hunt |
| Chairperson: | John D Deutsch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,610,615 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 14,973,187 |
| Unsecured Loans | 370,432 |
| Other Loans | 2,219,133 |
| TOTAL LOANS | 17,562,753 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -58,799 |
| Land And Building | 475,341 |
| Other Fixed Assets | 1,218 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 272,269 |
| All Other Assets | 0 |
| TOTAL ASSETS | 35,618,390 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,182 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 117,486 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,087,350 |
| Regular shares | 14,616,599 |
| All Other Shares & Deposits | 10,337,533 |
| TOTAL SHARES & DEPOSITS | 30,041,482 |
| TOTAL LIABILITIES | 30,170,150 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,448,240 |
| TOTAL EQUITY | 5,448,240 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 35,618,390 |
| INCOME & EXPENSE | |
| Loan Income | 612,129 |
| Investment Income | 495,187 |
| Other Income | 53,324 |
| Total Employee Compensation & Benefits | 365,522 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 291,979 |
| Non-operating Income & (Expense) | 298 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 248,555 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 269,918 |
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