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ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION

Jun, 30, 2024 — ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION is a federal credit union headquartered in CHALMETTE, LA with 1 branch location and about $16.77 million in total assets. Opened 65 years ago in 1959, ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION has about 3,072 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION
Address:
(Main Office)
200 E SAINT BERNARD HWY
CHALMETTE, LA 70043
Phone:(504) 301-9000
Fax:(504) 301-9010
Website:n/a
Branches:1 branch locations
Members:3,072
Credit Union Type:Federal Credit Union
Charter Number:12944
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1959
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$16,770,280
CEO/Manager:BETH W BONNECARRE
Chairperson:BRENDA BROWN

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,373,413
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 953,747
 Unsecured Loans 965,579
 Other Loans 3,432,597
 TOTAL LOANS 5,351,923
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -75,053
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 117,107
 All Other Assets 0
  TOTAL ASSETS 16,770,280
LIABILITIES & CAPITAL:  
 Dividends Payable 1,950
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 23,407
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 10,877,297
 All Other Shares & Deposits 1,030,581
  TOTAL SHARES & DEPOSITS 11,907,878
  TOTAL LIABILITIES 11,933,235
 Regular Reserve 0
 Other Reserves 2,404,048
 Undivided Earnings 2,432,997
  TOTAL EQUITY 4,837,045
  TOTAL LIABILITIES, SHARES, & EQUITY 16,770,280
INCOME & EXPENSE  
 Loan Income 227,524
 Investment Income 60,305
 Other Income 7,747
 Total Employee Compensation & Benefits 97,817
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 108,107
 Non-operating Income & (Expense) 797
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 9,720
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 90,127
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