Sep, 30, 2025 — ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION is a federal credit union headquartered in CHALMETTE, LA with 1 branch location and about $15.90 million in total assets. Opened 67 years ago in 1959, ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION has about 3,104 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 E SAINT BERNARD HWY CHALMETTE, LA 70043 |
| Phone: | (504) 301-9000 |
| Fax: | (504) 301-9010 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 3,104 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12944 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,902,561 |
| CEO/Manager: | BETH W BONNECARRE |
| Chairperson: | BRENDA BROWN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 512,085 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,063,527 |
| Unsecured Loans | 1,032,995 |
| Other Loans | 5,659,247 |
| TOTAL LOANS | 7,755,769 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -49,415 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 104,011 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,902,561 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 17,312 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 25,774 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 9,000,772 |
| All Other Shares & Deposits | 1,108,934 |
| TOTAL SHARES & DEPOSITS | 10,109,707 |
| TOTAL LIABILITIES | 10,152,793 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,749,768 |
| TOTAL EQUITY | 5,749,768 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,902,561 |
| INCOME & EXPENSE | |
| Loan Income | 307,663 |
| Investment Income | 219,332 |
| Other Income | 10,623 |
| Total Employee Compensation & Benefits | 102,362 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 127,040 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 30,074 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 280,831 |
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