Sep, 30, 2025 — PINE FEDERAL CREDIT UNION is a federal credit union headquartered in PINE BLUFF, AR with 2 branch locations and about $62.81 million in total assets. Opened 68 years ago in 1958, PINE FEDERAL CREDIT UNION has about 4,867 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PINE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5100 Jefferson Pkwy PINE BLUFF, AR 71602-3103 |
| Phone: | (870) 247-5100 |
| Fax: | (870) 247-0922 |
| Website: | https://www.pinefcu.com |
| Branches: | 2 branch locations |
| Members: | 4,867 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12601 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $62,812,940 |
| CEO/Manager: | Debbie B Gatlin |
| Chairperson: | Robert Johnson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,290,155 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,507,944 |
| Unsecured Loans | 3,378,071 |
| Other Loans | 22,493,300 |
| TOTAL LOANS | 31,379,315 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -334,107 |
| Land And Building | 981,223 |
| Other Fixed Assets | 108,003 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 439,384 |
| All Other Assets | 245,238 |
| TOTAL ASSETS | 62,812,940 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 88,645 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,741,303 |
| Regular shares | 14,615,020 |
| All Other Shares & Deposits | 30,480,921 |
| TOTAL SHARES & DEPOSITS | 47,837,244 |
| TOTAL LIABILITIES | 47,925,889 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 14,887,051 |
| TOTAL EQUITY | 14,887,051 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 62,812,940 |
| INCOME & EXPENSE | |
| Loan Income | 1,768,992 |
| Investment Income | 869,246 |
| Other Income | 157,022 |
| Total Employee Compensation & Benefits | 805,346 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 764,064 |
| Non-operating Income & (Expense) | -22,834 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 174,461 |
| Cost of Funds | 598,856 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 627,697 |
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