Sep, 30, 2025 — MID OREGON FEDERAL CREDIT UNION is a federal credit union headquartered in BEND, OR with 9 branch locations and about $839.83 million in total assets. Opened 69 years ago in 1957, MID OREGON FEDERAL CREDIT UNION has about 51,251 members and employs 165 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MID OREGON FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 557 SW Bluff Dr BEND, OR 97702 |
| Phone: | (541) 382-1795 |
| Fax: | |
| Website: | https://www.midoregon.com |
| Branches: | 9 branch locations |
| Members: | 51,251 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12084 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $839,830,729 |
| CEO/Manager: | Kevin L Cole |
| Chairperson: | Tim S Johnson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 57,384,664 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 399,069,680 |
| Unsecured Loans | 24,123,937 |
| Other Loans | 303,283,877 |
| TOTAL LOANS | 726,477,494 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,399,032 |
| Land And Building | 29,422,010 |
| Other Fixed Assets | 2,446,579 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,254,332 |
| All Other Assets | 682,277 |
| TOTAL ASSETS | 839,830,729 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,887 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,551,006 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 175,372,177 |
| Regular shares | 137,256,544 |
| All Other Shares & Deposits | 430,999,371 |
| TOTAL SHARES & DEPOSITS | 743,628,092 |
| TOTAL LIABILITIES | 747,190,985 |
| Regular Reserve | 0 |
| Other Reserves | 2,008,320 |
| Undivided Earnings | 90,631,424 |
| TOTAL EQUITY | 92,639,744 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 839,830,729 |
| INCOME & EXPENSE | |
| Loan Income | 35,760,997 |
| Investment Income | 1,538,832 |
| Other Income | 2,663,952 |
| Total Employee Compensation & Benefits | 12,858,347 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,519,224 |
| Non-operating Income & (Expense) | -110 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,110,079 |
| Cost of Funds | 10,053,587 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 10,628,178 |
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