Sep, 30, 2025 — OLD WEST FEDERAL CREDIT UNION is a federal credit union headquartered in JOHN DAY, OR with 8 branch locations and about $304.13 million in total assets. Opened 69 years ago in 1957, OLD WEST FEDERAL CREDIT UNION has about 15,443 members and employs 87 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OLD WEST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 650 W Main St JOHN DAY, OR 97845 |
| Phone: | (541) 575-0264 |
| Fax: | (541) 575-2538 |
| Website: | https://www.oldwestfcu.org/ |
| Branches: | 8 branch locations |
| Members: | 15,443 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12012 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $304,128,892 |
| CEO/Manager: | Kenneth L Olson |
| Chairperson: | Riccola Voigt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 50,592,969 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 144,755,806 |
| Unsecured Loans | 2,171,812 |
| Other Loans | 43,958,075 |
| TOTAL LOANS | 191,779,324 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,321,910 |
| Land And Building | 8,004,681 |
| Other Fixed Assets | 2,151,141 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,387,660 |
| All Other Assets | 98,443 |
| TOTAL ASSETS | 304,128,892 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 625,046 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,225,479 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 9,000,000 |
| Share Drafts | 89,224,439 |
| Regular shares | 108,602,454 |
| All Other Shares & Deposits | 67,383,462 |
| TOTAL SHARES & DEPOSITS | 265,210,355 |
| TOTAL LIABILITIES | 277,060,880 |
| Regular Reserve | 0 |
| Other Reserves | -1,112,642 |
| Undivided Earnings | 28,180,654 |
| TOTAL EQUITY | 27,068,012 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 304,128,892 |
| INCOME & EXPENSE | |
| Loan Income | 8,860,083 |
| Investment Income | 2,463,312 |
| Other Income | 289,138 |
| Total Employee Compensation & Benefits | 5,216,662 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,792,465 |
| Non-operating Income & (Expense) | -25 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 50,000 |
| Cost of Funds | 2,242,924 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,384,353 |
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