Sep, 30, 2025 — ALCOA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in BENTON, AR with 2 branch locations and about $69.12 million in total assets. Opened 69 years ago in 1957, ALCOA COMMUNITY FEDERAL CREDIT UNION has about 6,078 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALCOA COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1125 Military Rd BENTON, AR 72015 |
| Phone: | (501) 315-5626 |
| Fax: | (501) 315-0459 |
| Website: | https://www.alcoacommunityfcu.org |
| Branches: | 2 branch locations |
| Members: | 6,078 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11913 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $69,116,824 |
| CEO/Manager: | Steve Brown |
| Chairperson: | Paul T Greer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,861,973 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,912,945 |
| Unsecured Loans | 2,974,498 |
| Other Loans | 38,589,516 |
| TOTAL LOANS | 55,476,959 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -125,662 |
| Land And Building | 1,669,139 |
| Other Fixed Assets | 333,242 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 590,742 |
| All Other Assets | 23,000 |
| TOTAL ASSETS | 69,116,824 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 210,401 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 903,997 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,944,870 |
| Regular shares | 19,254,960 |
| All Other Shares & Deposits | 31,562,829 |
| TOTAL SHARES & DEPOSITS | 62,762,660 |
| TOTAL LIABILITIES | 63,877,058 |
| Regular Reserve | 0 |
| Other Reserves | 1,092,455 |
| Undivided Earnings | 4,147,311 |
| TOTAL EQUITY | 5,239,766 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 69,116,824 |
| INCOME & EXPENSE | |
| Loan Income | 2,410,029 |
| Investment Income | 303,406 |
| Other Income | 341,106 |
| Total Employee Compensation & Benefits | 1,148,727 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,401,904 |
| Non-operating Income & (Expense) | 2,821 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 13,579 |
| Cost of Funds | 608,821 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 104,094 |
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