Sep, 30, 2025 — PATTERSON FEDERAL CREDIT UNION is a federal credit union headquartered in ARKADELPHIA, AR with 1 branch location and about $35.79 million in total assets. Opened 69 years ago in 1957, PATTERSON FEDERAL CREDIT UNION has about 3,870 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATTERSON FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 124 WP Malone Dr ARKADELPHIA, AR 71923 |
| Phone: | (870) 246-8005 |
| Fax: | (870) 246-8006 |
| Website: | https://www.pfcuonline.org |
| Branches: | 1 branch locations |
| Members: | 3,870 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11902 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $35,785,049 |
| CEO/Manager: | Shawn Cowart |
| Chairperson: | Troy D Tucker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,579,994 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,208,335 |
| Other Loans | 22,891,289 |
| TOTAL LOANS | 25,099,625 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -127,850 |
| Land And Building | 837,499 |
| Other Fixed Assets | 112,473 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 282,664 |
| All Other Assets | 0 |
| TOTAL ASSETS | 35,785,049 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 203,287 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,832,565 |
| Regular shares | 14,809,700 |
| All Other Shares & Deposits | 8,883,583 |
| TOTAL SHARES & DEPOSITS | 29,525,848 |
| TOTAL LIABILITIES | 29,729,135 |
| Regular Reserve | 0 |
| Other Reserves | 295,582 |
| Undivided Earnings | 5,760,332 |
| TOTAL EQUITY | 6,055,914 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 35,785,049 |
| INCOME & EXPENSE | |
| Loan Income | 1,221,619 |
| Investment Income | 337,740 |
| Other Income | 405,349 |
| Total Employee Compensation & Benefits | 401,637 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 735,900 |
| Non-operating Income & (Expense) | -1,175 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 45,908 |
| Cost of Funds | 223,677 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 671,831 |
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