Sep, 30, 2025 — CLACKAMAS COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in MILWAUKIE, OR with 9 branch locations and about $597.89 million in total assets. Opened 69 years ago in 1957, CLACKAMAS COMMUNITY FEDERAL CREDIT UNION has about 36,736 members and employs 133 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CLACKAMAS COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 15099 SE Mcloughlin Blvd MILWAUKIE, OR 97267 |
| Phone: | (503) 656-0671 |
| Fax: | (503) 722-2826 |
| Website: | https://www.emboldcu.org |
| Branches: | 9 branch locations |
| Members: | 36,736 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11793 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $597,891,792 |
| CEO/Manager: | Rani Khouri |
| Chairperson: | Michael R Fraser |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,935,615 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 233,364,493 |
| Unsecured Loans | 26,077,972 |
| Other Loans | 184,414,120 |
| TOTAL LOANS | 443,860,980 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,786,268 |
| Land And Building | 27,718,329 |
| Other Fixed Assets | 6,434,128 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,973,312 |
| All Other Assets | 559,733 |
| TOTAL ASSETS | 597,891,792 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,252,979 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 136,454,862 |
| Regular shares | 153,274,540 |
| All Other Shares & Deposits | 244,479,375 |
| TOTAL SHARES & DEPOSITS | 534,208,777 |
| TOTAL LIABILITIES | 541,687,324 |
| Regular Reserve | 0 |
| Other Reserves | 8,554,857 |
| Undivided Earnings | 47,649,611 |
| TOTAL EQUITY | 56,204,468 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 597,891,792 |
| INCOME & EXPENSE | |
| Loan Income | 21,888,707 |
| Investment Income | 1,849,727 |
| Other Income | 1,414,307 |
| Total Employee Compensation & Benefits | 12,123,584 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,835,484 |
| Non-operating Income & (Expense) | 607,955 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,112,186 |
| Cost of Funds | 4,222,356 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,507,511 |
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