Sep, 30, 2025 — BREWSTER FEDERAL CREDIT UNION is a federal credit union headquartered in BREWSTER, OH with 1 branch location and about $33.13 million in total assets. Opened 70 years ago in 1956, BREWSTER FEDERAL CREDIT UNION has about 2,843 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BREWSTER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 105 Wabash Ave S BREWSTER, OH 44613 |
| Phone: | (330) 767-4345 |
| Fax: | (330) 767-4666 |
| Website: | https://www.brewsterfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,843 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11445 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,132,076 |
| CEO/Manager: | Joanne L Smith |
| Chairperson: | Greg J Remenaric |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,859,294 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,688,318 |
| Unsecured Loans | 904,924 |
| Other Loans | 13,025,508 |
| TOTAL LOANS | 15,722,716 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -152,970 |
| Land And Building | 220,106 |
| Other Fixed Assets | 53,427 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 252,618 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,132,076 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 128,960 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,469,231 |
| Regular shares | 19,367,515 |
| All Other Shares & Deposits | 1,347,621 |
| TOTAL SHARES & DEPOSITS | 27,184,367 |
| TOTAL LIABILITIES | 27,313,327 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,818,749 |
| TOTAL EQUITY | 5,818,749 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,132,076 |
| INCOME & EXPENSE | |
| Loan Income | 746,538 |
| Investment Income | 411,979 |
| Other Income | 172,255 |
| Total Employee Compensation & Benefits | 394,644 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 458,128 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 40,000 |
| Cost of Funds | 33,581 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 548,563 |
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