Sep, 30, 2025 — SWEETWATER REGIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in SWEETWATER, TX with 1 branch location and about $6.72 million in total assets. Opened 70 years ago in 1956, SWEETWATER REGIONAL FEDERAL CREDIT UNION has about 821 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SWEETWATER REGIONAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1900 Preston Rd SWEETWATER, TX 79556 |
| Phone: | (325) 235-4319 |
| Fax: | (325) 235-9361 |
| Website: | https://www.sweetwatercredit.com |
| Branches: | 1 branch locations |
| Members: | 821 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11377 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Nov 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,717,232 |
| CEO/Manager: | Renee Martinez |
| Chairperson: | David Warren |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 229,285 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 381,294 |
| Other Loans | 2,584,601 |
| TOTAL LOANS | 2,965,895 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,368 |
| Land And Building | 365,615 |
| Other Fixed Assets | 11,445 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 51,311 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,717,232 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 190,000 |
| Accounts Payable & Other Liabilities | 76,694 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 392,960 |
| Regular shares | 4,048,763 |
| All Other Shares & Deposits | 704,123 |
| TOTAL SHARES & DEPOSITS | 5,145,848 |
| TOTAL LIABILITIES | 5,412,542 |
| Regular Reserve | 0 |
| Other Reserves | 588,533 |
| Undivided Earnings | 716,157 |
| TOTAL EQUITY | 1,304,690 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,717,232 |
| INCOME & EXPENSE | |
| Loan Income | 142,806 |
| Investment Income | 54,653 |
| Other Income | 49,475 |
| Total Employee Compensation & Benefits | 109,307 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 167,461 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -16,041 |
| Cost of Funds | 19,655 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -20,536 |
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