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APPLE FEDERAL CREDIT UNION

Sep, 30, 2025 — APPLE FEDERAL CREDIT UNION is a federal credit union headquartered in FAIRFAX, VA with 24 branch locations and about $5.33 billion in total assets. Opened 70 years ago in 1956, APPLE FEDERAL CREDIT UNION has about 268,907 members and employs 607 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 256078514
Name:APPLE FEDERAL CREDIT UNION
Address:
(Main Office)
4097 Monument Corner Dr
FAIRFAX, VA 22030-8640
Phone:(703) 788-4800
Fax:
Website:https://www.applefcu.org
Branches:24 branch locations
Members:268,907
Credit Union Type:Federal Credit Union
Charter Number:11307
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1956
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$5,333,284,748
CEO/Manager:Andrew C Grimm
Chairperson:Calanthia R Tucker

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 397,714,546
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,105,935,357
 Unsecured Loans 328,548,382
 Other Loans 868,943,334
 TOTAL LOANS 3,303,427,073
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -36,743,509
 Land And Building 81,069,717
 Other Fixed Assets 17,440,681
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 38,892,330
 All Other Assets 1,421,615
  TOTAL ASSETS 5,333,284,748
LIABILITIES & CAPITAL:  
 Dividends Payable 3,007
 Notes & Interest Payable 368,200,000
 Accounts Payable & Other Liabilities 60,131,913
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 884,663,285
 Regular shares 864,163,895
 All Other Shares & Deposits 2,681,621,880
  TOTAL SHARES & DEPOSITS 4,430,449,060
  TOTAL LIABILITIES 4,858,783,980
 Regular Reserve 0
 Other Reserves -16,277,242
 Undivided Earnings 490,778,010
  TOTAL EQUITY 474,500,768
  TOTAL LIABILITIES, SHARES, & EQUITY 5,333,284,748
INCOME & EXPENSE  
 Loan Income 154,794,259
 Investment Income 37,515,105
 Other Income 13,369,781
 Total Employee Compensation & Benefits 60,432,841
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 42,502,724
 Non-operating Income & (Expense) -52,630
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,326,257
 Cost of Funds 76,008,200
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 33,250,526
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